Yes, Premium Membership covers all owners for a flood. 

It only covers Flexible Membership owners while they have it on hire.

Definition in the Premium Membership Policy

"Flood” means the covering of normally dry land by water released or escaped from the usual borders of a

canal, reservoir, dam, stormwater channel, lake or natural watercourse, whether or not altered or modified,

but does not include:

• A mixture of water from actions or movements of the sea combined with water from another source; OR

• Water from actions or movements of the sea (including storm surge)

Please note that Flood is not covered for new policies for the first 72 hours.

FAQ - Insurance Update Announcement - Australia and New Zealand - July 28th 2020

Please see the Fleet policy overview for all policy inclusions and exclusions.

FAQ -  Can I read the Camplify Fleet Policy PDS?