Yes, Camplify has LIMITED Off-Road coverage included in the Premium Membership fleet policy.

  • Off-Road is only covered for Premium Membership Personal Use.
  • Off-road is limited for Hire Use - (Please see information on Accident Excess). 
  • Off-Road is excluded for vans using Flexible Membership.

We have a "Hiring Terms and Conditions" that legally works on top of the Premium Membership so that hirers are held to our terms of use to reduce damages, separate to the policy.

Camplify Fleet Policy definition of "Off-Road"

"Off-Road" means any area that is neither a sealed or an unsealed road. This includes but is not limited to unformed roads, fire trails, tracks, river and tidal crossings, creek beds, beaches, streams, dams, rivers, floodwaters, sand, deserts, rocks, fields and paddocks.

"Unsealed Road" means a road that has been formed and constructed but is not sealed with a hard material such as tar, bitumen or concrete. This does not include a road that is undergoing temporary roadworks. 

What are the Exclusions?

Going off-road also comes with a greater risk of damage occurring. We remind you that there are some standard exclusions from our Off-Road coverage including damage:

  • to the underbody of the RV
  • to the overhead of the RV
  • as a result of partial or total immersion in water
  • as a result of your lack of care or negligence when driving off road
  • as a result of wear and tear (sandblasting, debris, stone chips, sandust and associated materials connected with travel on off road surfaces)

How much is Excess for Off-Road Damage?


Their Accident Excess will increase to $3,000 per incident for off-road use. 

For more information, please refer to the Hiring Terms and Conditions.

Personal Use:

Premium Membership - Personal use excess for Off-road under the outlined terms is now $1000. 

How can I approve an Off-Road Booking?

At the moment, all RV's show " No Off-Road" on the RV.

In the coming months, if an off-road hire is taking place, both the owner and hirer will need to agree to an off-road hire and the associated terms via the system. This is to provide you with extra protection during the hire.

  1. Off-road use needs to be authorized by the owner in writing - (through booking messages until Camplify Off-Road Feature is released)
  2. RV must be fit for purpose and declared suitable for off-road use by RV manufacturer 

FAQ - How do I make a Claim?

FAQ - What is a high-risk booking?

FAQ - What are the key exclusions of the Camplify fleet policy?

FAQ - Can hirers reduce their Accident Excess?